Advance interest Rates

The Banaskantha District
Central Co-operative Bank Ltd.

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Home / Advance interest Rates

New Interest Rates w.e.f. 16-01-2023

Agriculture Loans

Sr.No. Purpose Interest Rates Interest rate to be charged
by the society from its member

1

Crop Loan- KCC upto 3 Lakh

-%

-%

2

Crop Loan- KCC Above 3 Lakh

11%

12%

3

Land Levelling

12%

13%

4

Underground PipeLine

12%

13%

5 Drip Irrigation 12% 13%
6 Bankable Animal Husbandry 12% 13%
7 Swarojgar Animal Husbandry  12% 13%

8

Green House/Net House

12%

13%

9 Borewell/Submersible Pump/Oil Engine/Electric Motor etc. 12% 13%
10 Society Godown/Rural Godown 12% 13%

11

Suryashakti Kisan Yojana

12%

13%

12

Agricultural Tools

12%

13%

13

Horticulture

12%

13%

14

Dairy Yojana

12%

13%

15

 Other Medium-term & Long-term Loans 

12%

13%

16

Tractor/Trolley/Thresher/Cultivator 

9%

10%

Non-Agriculture Loans
Sr.
No.

Purpose

Interest Rates

1

Hypothecation/Cash Credit

12%

2 Society Hypothecation/Cash Credit 12%
3 Personal Loan 12%
4 Gold Loan 11%
5 Mortgage Loan 12.50%
6 Passenger Vehicle Loan 11.50%
7 Banas Rooftop Solar System Loan 10%